Assessment of Household Level Finance in Agriculture: A case of Baitadi district

Questionnaire
1. Basic information
1
Interviewer’s name

2
Date of interview (mm/dd/yyyy)

3
Farmer’s phone number


2. Household characteristics
SN.
Variables

1
ID number of respondent

2
Name of the respondent farmer

3
Age of the farmer
…………  years
4
Is this farmer head of the household?
o​ 1= Yes     o​ 2= No
5
Age of household head
…………years
6
Gender of Household head
1.      Male 2. Female
7
Gender of the respondent farmer
o​ 1= Male   o​ 2= Female
8
Education of respondent farmer
………. years of schooling
9
Household size (# of people sharing the same kitchen in the past 6 months)
………. persons
11
Earning in a year (from all sources)
……….

3. What is your primary occupation?
Farming
Private job
Government job
Own business
Abroad
Others

4. What are the occupations your family has engaged in from past 5 years?

5. Farm and field characteristics


Land ownership
Own
o​ Yes  o​ No
Lease
o​ Yes  o​ No
Rent
o​ Yes  o​ No
Other
o​ Yes  o​ No
Land size (Hectare/Bigha/Ropani) for each category

Ha/B/Ro

Ha/B/Ro

Ha/B/Ro

Ha/B/Ro
Of the land you cultivate, how much area is irrigated?

Ha/B/Ro

Ha/B/Ro

Ha/B/Ro

Ha/B/Ro
If irrigated, what is the source of water?
o Storage tank
oBorehole/well
o​ River/ stream/ pond
o Tap water
o Others (specify)
o Storage tank
o Borehole/well
o​ River/ stream/ pond
o Tap water
o Others specify)
o Storage tank
o Borehole/well
o​ River/ stream/ pond
o Tap water
o Others (specify)
o Storage tank
o Borehole/well
o​ River/ stream/ pond
o Tap water
o Others (specify)
What is the typical cropping pattern for this plot?
e.g., maize-vegetable; or
rice-vegetable-maize





6. Have you sold agricultural commodities in past 1 year to use the income to meet household necessity? If yes, how much was the earning from sales?

7. Is the food from your farm/holding sufficient to feed your family for a year?     Yes/No

8. If not sufficient for complete year, for how many months do you purchase staple food items?

19. Do you save money? 1 = Yes / 2 = No

20. How much do you have in savings? ________

21. Over what period (how many months) have you accumulated these savings? ___________

22. Do you have a savings account with a financial institution? 1 = Yes / 2 = No
23. If yes in which financial institution do you save money?
a. Bank
b. Cooperatives
c. Relatives on interest
d. Others (mention any)
24. What is the primary barrier to save?
       I.            Lack of cash
    II.            Lack of financial institution
 III.            Fear of  bank collapse
 IV.            Difficulty in transaction
    V.            Others (specify any)
25. Do you receive or transfer money through financial institutions?
a) Domestically 1 = Yes / 2 = No
b) Internationally 1 = Yes / 2 = No
26. For what purposes do you receive/transfer money?
1. Business transactiono                                2. Remittances from family memberso
3. Other: _______________
29. Have you applied for a loan from a financial institution in the previous three years?
1. Yes 2. No
31. Have you received a loan in the previous three years (2073 – 2076), including loans from informal sources, such as family and friends?
1. Yes                                      2. No
10. If yes, what was the nature of financial institution you took credit from?
Bank             Cooperatives            Traders 
Relatives      Others         

16. How much loan amount you took this year (if not this year how much in any previous year)?
…………………..
17. What is the rate of interest?

……………………
What is the purpose of loan you took from financial institution?
a.       For business
b.      For household use
c.       For agricultural purpose
d.      Others (specify any)
18. Have you taken credit more than once from the same source? If yes, how often?

……………………….
30. If you have not taken loan, what were the reasons you have not applied for a loan with a financial institution?
(Mark up to two)?
1. High interest rateso
2. Short loan term (maturity) o
3. Excessive collateral requirementso
4. Lengthy application processo
5. High costs associated with borrowingo
6. No lending financial institution in convenient proximity to my business/residenceo
7. High risks – uncertain of own ability to pay interest and repay principalo
9. Did not know could receive credit from a financial institutiono
10. Did not apply because was denied credit earliero
11. Don’t need a loano
Others:____



Comments

Post a Comment

Popular posts from this blog

CORONA VIRUS !!! The corona virus case began in Wuhan China since December 2019 AD.Later on it spread to other countries like Korea, America, Italy, Iran, Japan, India including most of the Asian and European countries of the world. WHO named it a Pandemic disease as it appeared in almost all continents of the world. Several countries went in lock down including China, India, Russia, Nepal etc. China and Italy had highest death rate. It was found that, this virus effects the respiratory tract.  The symptoms includes: Running nose,  Fever, Shortness of breathe leading to pneumonia The death rate was highest among aged people above 80 years old. However it affects almost all age groups. Viral disease has no cure rather than improving immunity.So, take care of yourself everyone. If anyone gets infected, isolate yourself.Protect yourself and your loved ones.
Read more
Image
Isocline: • There can be number of possible output levels as shown in figure and least cost combination can be found out for these various output levels. (I have described about Least cost combination in next blog) • A line or curve connecting the least cost combinations of inputs for all output levels is known as isocline. Expansion path: • Of many isoclines, the isoclines which is considered to be the most appropriate over a production period is expansion path or scale line • At any particular time only one expansion path is possible Ridgeline: • Ridgeline represents the points of maximum output from each input, given a fixed amount of another input • Beyond the ridge line it is less economic to produce
Read more

Organic Agriculture: Opportunities in Nepal

Organic Agriculture: Opportunities in Nepal The rapid agricultural intensification, high input technology and use of high yielding hybrid varieties have increased the use of agro-chemicals. It has improved the agricultural production, by vigorous crop growth and controlling of disease and pest. However, the farmers of Nepal are unaware about the safe application, dosage, frequencies and waiting periods of the agro-chemicals. The haphazard use of chemical fertilizers and pesticides has resulted deleterious effects on the human health causing immune-suppression, skin cancer, hormone disruption, reproductive abnormalities, birth defects and liver and kidney problems. The Farmers of Panchkhal VDC of Kavre are suffering from the side effects of overuse or misuse of pesticides.  The long term use of agro-chemicals in soil declines soil fertility and imbalances natural ecosystem. The organic farming can be the best choice to avoid such harmful effects of agrochemicals.  Org...
Read more